Terms of Service

Last updated: October 7, 2025

1. Acceptance of Terms

By accessing and using Virtual Mind Coach ("the Service"), operated by Virtual Master Mind, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Virtual Mind Coach is an AI-powered virtual mastermind platform that provides business advice and strategic insights through six expert profiles. The Service processes your business questions and generates responses based on trained models representing entrepreneurial expertise.

The Service is currently offered free of charge during our testing and development phase.

3. Age Requirement

You must be at least 16 years of age to use this Service. By using the Service, you represent and warrant that you meet this age requirement.

4. User Obligations

4.1 Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree NOT to:

  • Use the Service for any illegal activities or to promote illegal activities
  • Submit content that is fraudulent, false, misleading, or deceptive
  • Engage in any form of spam, phishing, or unsolicited advertising
  • Attempt to gain unauthorized access to the Service or related systems
  • Transmit any viruses, malware, or malicious code
  • Harass, abuse, or harm other users or third parties
  • Violate any applicable laws, regulations, or third-party rights
  • Use automated systems (bots, scripts) to access the Service without permission
  • Reverse engineer, decompile, or attempt to extract source code from the Service
  • Use the Service to generate content that infringes intellectual property rights
  • Submit queries designed to manipulate, exploit, or abuse the AI systems

4.2 Content Responsibility

You are solely responsible for the content you submit to the Service. You represent that you have all necessary rights to submit such content and that it does not violate any laws or third-party rights.

5. Intellectual Property

5.1 Service Content

The Service, including its design, functionality, text, graphics, and other content, is owned by Virtual Master Mind and protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without explicit permission.

5.2 Generated Content

Responses generated by the Service are provided for your personal business use. While you may use these insights for your business decisions, you acknowledge that similar responses may be generated for other users with similar queries.

6. Disclaimers and Limitations of Liability

6.1 "AS-IS" Service

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. We do not warrant that:

  • The Service will be uninterrupted, secure, or error-free
  • The results or advice generated will be accurate, complete, or reliable
  • Any errors or defects will be corrected
  • The Service will meet your specific requirements

6.2 No Professional Advice

The Service provides general business insights and should not be considered professional advice. The responses do not constitute legal, financial, tax, or other professional advice. You should consult qualified professionals for specific advice tailored to your situation.

6.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VIRTUAL MASTER MIND SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

  • Your use or inability to use the Service
  • Any business decisions made based on advice received through the Service
  • Any unauthorized access to or use of our servers
  • Any interruption or cessation of the Service
  • Any errors or omissions in generated content

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID TO USE THE SERVICE (CURRENTLY €0).

7. Indemnification

You agree to indemnify, defend, and hold harmless Virtual Master Mind and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of third parties
  • Content you submit to the Service

8. Service Modifications and Termination

We reserve the right to:

  • Modify, suspend, or discontinue the Service at any time without notice
  • Change these Terms at any time (updated terms will be posted with a new "Last updated" date)
  • Introduce paid features or subscription models in the future
  • Terminate or suspend your access for violation of these Terms

We are not liable for any modification, suspension, or discontinuation of the Service.

9. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review it to understand our data practices.

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the competent courts in the Netherlands.

Before initiating any legal proceedings, you agree to first attempt to resolve any dispute by contacting us through our contact form.

11. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

12. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Virtual Master Mind regarding the use of the Service, superseding any prior agreements.

13. No Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.

14. Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

15. Contact Information

For questions about these Terms of Service, please contact us through our contact form.

Important Notice: By continuing to use Virtual Mind Coach, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.